.terms-page{background-color:#e6f2ff;padding-top:120px;padding-bottom:60px;min-height:100vh}.terms-container{width:100vw;margin-left:calc(-50vw + 50%);margin-right:calc(-50vw + 50%);border-top:3px solid #0057B8;border-bottom:3px solid #0057B8;box-shadow:inset 0 0 20px #0057b81a}.terms-banner{width:100vw;height:200px;background:linear-gradient(135deg,#0057b8,#73b5e8);background-size:cover;background-position:center;position:relative;margin-bottom:50px;margin-top:-50px;margin-left:calc(-50vw + 50%);margin-right:calc(-50vw + 50%)}.terms-banner-overlay{position:absolute;top:0;left:0;right:0;bottom:0;background-size:cover;opacity:.1;z-index:0}.terms-banner-title{color:#fff;font-weight:700;font-size:2.5rem;text-shadow:2px 2px 4px rgba(0,0,0,.3)}.terms-card{border:none;border-radius:10px;box-shadow:0 10px 20px #0057b81a;padding:30px;transition:transform .3s ease,box-shadow .3s ease;background-color:#fff;margin:0 auto}.terms-card:hover{transform:translateY(-3px);box-shadow:0 15px 30px #0057b826}.terms-heading{color:#0057b8;font-weight:700;margin-bottom:24px}.terms-subheading{color:#0057b8;font-weight:600;margin-top:24px;margin-bottom:16px}.terms-updated{color:#6c757d;font-size:.9rem;margin-bottom:24px}.terms-paragraph{margin-bottom:16px;color:#333}.terms-container-bg{background-color:#e6f2ff!important;padding:40px 0}.terms-link{transition:color .2s ease;color:#0057b8;text-decoration:none}.terms-link:hover{color:#003b7e!important}.terms-content ul,.terms-content ol{margin-bottom:16px;color:#333}.terms-content li{margin-bottom:8px}.terms-content strong{color:#0057b8}@media (max-width: 768px){.terms-banner-title{font-size:2rem!important}.terms-heading{font-size:1.75rem!important}.terms-content h2{font-size:1.35rem!important}}